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Money Moves to Make at Your First Full-Time Job

Written by Jasir Jawaid

I still remember my first paycheck 15 years ago. This was before I found my calling in writing professionally. Twenty-year-old me used to work at a call center (that guy trying to sell you DISH was probably me). The payroll manager asked for me in his office and handed me a check with a payment that felt like a million dollars at the time. I blew it in a few weeks. And the next. And the next. And many more that came after.

Overspending, especially after landing your first job, is one of the biggest financial mistakes you can make. With Benjamins rolling in, items you probably don't need begin to look tempting. Let's be honest: You don't need a new smartphone every year. Aggravating this situation is the fact that many of us are not taught the basics of personal finance. So we're left to figure it out as we go.

But getting a full-time job is a monumental milestone in anyone's life, one that thrusts you into adulthood and thus comes with great responsibility. This is also the beginning of a balancing act between needs and wants. Being able to master this balance is the key to wealth and a stress-free lifestyle. So, instead of making an impulsive purchase, here are money moves and financial decisions you can make to secure your financial future.

This article was published on JoyWallet and can be read here in full.


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